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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,913 | $99,031-8.2% | $86,597+5.0% | $147,585-38.4% |
| Participation rate | 62.5% | 76.3%-13.8pp | 73.5%-11.0pp | 82.8%-20.3pp |
| Annual return | 17.82% | 1312.56%-1294.7pp | 964.96%-947.1pp | 578.57%-560.8pp |
| Employer contribution / active EE | $2,397 | $3,132-23.5% | $2,840-15.6% | $4,876-50.8% |
| Participant deferral / active EE | $3,926 | $3,972-1.2% | $3,609+8.8% | $5,439-27.8% |
| Admin fee / account holder | $536 | $5,711-90.6% | $4,906-89.1% | $10,885-95.1% |