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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,154 | $78,428-87.1% | $95,960-89.4% | $79,852-87.3% |
| Participation rate | 78.4% | 73.5%+4.9pp | 77.1%+1.3pp | 69.6%+8.7pp |
| Annual return | 0.00% | 19.37%-19.4pp | 91.63%-91.6pp | 31.72%-31.7pp |
| Employer contribution / active EE | $1,106 | $1,945-43.2% | $2,541-56.5% | $2,471-55.2% |
| Participant deferral / active EE | $1,979 | $3,440-42.5% | $4,167-52.5% | $3,740-47.1% |
| Admin fee / account holder | $1,859 | $5,622-66.9% | $6,797-72.7% | $5,306-65.0% |