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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,311 | $125,797+196.0% | $170,057+118.9% | $75,177+395.2% |
| Participation rate | 92.9% | 83.6%+9.3pp | 87.0%+5.9pp | 67.2%+25.7pp |
| Annual return | 11.07% | 27.20%-16.1pp | 53.42%-42.3pp | 160.75%-149.7pp |
| Employer contribution / active EE | $15,349 | $4,616+232.5% | $6,790+126.0% | $2,671+474.6% |
| Participant deferral / active EE | $20,081 | $6,838+193.7% | $10,411+92.9% | $4,126+386.6% |
| Admin fee / account holder | $13,391 | $8,177+63.8% | $12,826+4.4% | $5,651+137.0% |