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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,419 | $138,385+202.4% | $184,243+127.1% | $80,925+417.0% |
| Participation rate | 88.9% | 83.9%+5.0pp | 86.8%+2.1pp | 67.7%+21.2pp |
| Annual return | 9.02% | 20.02%-11.0pp | 28.82%-19.8pp | 35.65%-26.6pp |
| Employer contribution / active EE | $25,741 | $4,851+430.7% | $6,427+300.5% | $2,756+833.9% |
| Participant deferral / active EE | $16,531 | $7,075+133.6% | $9,132+81.0% | $4,299+284.6% |
| Admin fee / account holder | $25,812 | $10,489+146.1% | $13,914+85.5% | $6,940+271.9% |