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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,419 | $138,393+202.3% | $184,256+127.1% | $80,959+416.8% |
| Participation rate | 88.9% | 83.9%+5.0pp | 86.8%+2.1pp | 67.7%+21.2pp |
| Annual return | 9.02% | 20.01%-11.0pp | 28.85%-19.8pp | 35.67%-26.7pp |
| Employer contribution / active EE | $25,741 | $4,847+431.0% | $6,427+300.5% | $2,757+833.6% |
| Participant deferral / active EE | $16,531 | $7,076+133.6% | $9,133+81.0% | $4,300+284.4% |
| Admin fee / account holder | $25,812 | $10,489+146.1% | $13,899+85.7% | $6,925+272.7% |