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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,419 | $138,385+202.4% | $184,200+127.2% | $80,874+417.4% |
| Participation rate | 88.9% | 83.9%+5.0pp | 86.8%+2.1pp | 67.6%+21.2pp |
| Annual return | 9.02% | 20.02%-11.0pp | 28.80%-19.8pp | 35.62%-26.6pp |
| Employer contribution / active EE | $25,741 | $4,849+430.8% | $6,424+300.7% | $2,756+834.1% |
| Participant deferral / active EE | $16,531 | $7,073+133.7% | $9,132+81.0% | $4,297+284.7% |
| Admin fee / account holder | $25,812 | $10,483+146.2% | $13,907+85.6% | $6,935+272.2% |