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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,197 | $148,623-13.7% | $135,974-5.7% | $139,466-8.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.51% | 79.30%-62.8pp | 68.30%-51.8pp | 373.66%-357.2pp |
| Employer contribution / active EE | $4,496 | $5,246-14.3% | $4,859-7.5% | $4,754-5.4% |
| Participant deferral / active EE | $11,648 | $8,103+43.8% | $7,760+50.1% | $6,712+73.5% |
| Admin fee / account holder | $1,597 | $12,406-87.1% | $10,767-85.2% | $11,409-86.0% |