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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,879 | $106,524-2.5% | $152,301-31.8% | $87,485+18.7% |
| Participation rate | 87.2% | 75.8%+11.5pp | 82.4%+4.8pp | 68.9%+18.3pp |
| Annual return | 13.55% | 26.89%-13.3pp | 80.50%-66.9pp | 26.06%-12.5pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,512 | $6,525-46.2% | $8,004-56.1% | $4,274-17.8% |
| Admin fee / account holder | $12,440 | $8,287+50.1% | $14,398-13.6% | $7,775+60.0% |