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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,850 | $112,933-0.1% | $90,970+24.1% | $158,982-29.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 22.77% | 215.82%-193.0pp | 134.60%-111.8pp | 302.99%-280.2pp |
| Employer contribution / active EE | $3,836 | $2,893+32.6% | $2,122+80.8% | $4,763-19.5% |
| Participant deferral / active EE | $8,595 | $4,128+108.2% | $3,373+154.8% | $5,983+43.7% |
| Admin fee / account holder | $1,035 | $8,047-87.1% | $5,961-82.6% | $11,252-90.8% |