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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,892 | $162,812+123.5% | $133,971+171.6% | $158,966+128.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 14.77% | 41.94%-27.2pp | 45.09%-30.3pp | 302.95%-288.2pp |
| Employer contribution / active EE | $21,521 | $4,976+332.5% | $3,919+449.2% | $4,762+351.9% |
| Participant deferral / active EE | $13,000 | $5,910+120.0% | $5,047+157.6% | $5,983+117.3% |
| Admin fee / account holder | $1,970 | $11,741-83.2% | $8,929-77.9% | $11,250-82.5% |