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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,540 | $112,131+19.1% | $95,964+39.2% | $158,982-16.0% |
| Participation rate | 78.9% | 79.0%0pp | 77.1%+1.9pp | 82.0%-3.0pp |
| Annual return | 22.30% | 171.19%-148.9pp | 91.64%-69.3pp | 302.99%-280.7pp |
| Employer contribution / active EE | $1,875 | $3,199-41.4% | $2,541-26.2% | $4,763-60.6% |
| Participant deferral / active EE | $3,437 | $4,784-28.2% | $4,167-17.5% | $5,983-42.6% |
| Admin fee / account holder | $528 | $10,136-94.8% | $6,797-92.2% | $11,252-95.3% |