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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,809 | $77,920+137.2% | $149,723+23.4% | $75,177+145.8% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 10.95% | 31.72%-20.8pp | 134.50%-123.5pp | 160.75%-149.8pp |
| Employer contribution / active EE | $5,476 | $3,138+74.5% | $4,821+13.6% | $2,671+105.0% |
| Participant deferral / active EE | $4,889 | $3,411+43.3% | $5,682-14.0% | $4,126+18.5% |
| Admin fee / account holder | $5,928 | $5,951-0.4% | $13,215-55.1% | $5,651+4.9% |