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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,398 | $100,970-36.2% | $96,576-33.3% | $137,256-53.1% |
| Participation rate | 47.6% | 82.6%-35.0pp | 81.4%-33.8pp | 80.0%-32.3pp |
| Annual return | 15.51% | 38.16%-22.6pp | 38.47%-23.0pp | 220.34%-204.8pp |
| Employer contribution / active EE | $0 | $3,809-100.0% | $3,553-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $5,543 | $8,286-33.1% | $7,956-30.3% | $6,407-13.5% |
| Admin fee / account holder | $1,540 | $11,312-86.4% | $11,381-86.5% | $12,270-87.4% |