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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,846 | $148,582-81.9% | $135,942-80.3% | $139,456-80.7% |
| Participation rate | 95.7% | 83.9%+11.8pp | 81.9%+13.7pp | 80.3%+15.3pp |
| Annual return | 15.86% | 79.26%-63.4pp | 68.28%-52.4pp | 373.45%-357.6pp |
| Employer contribution / active EE | $1,331 | $5,245-74.6% | $4,858-72.6% | $4,753-72.0% |
| Participant deferral / active EE | $3,421 | $8,101-57.8% | $7,759-55.9% | $6,711-49.0% |
| Admin fee / account holder | $2,478 | $12,402-80.0% | $10,764-77.0% | $11,407-78.3% |