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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,104 | $162,136-64.2% | $152,301-61.8% | $154,746-62.5% |
| Participation rate | 95.7% | 84.1%+11.5pp | 82.4%+13.2pp | 80.7%+15.0pp |
| Annual return | 16.71% | 91.02%-74.3pp | 80.50%-63.8pp | 172.34%-155.6pp |
| Employer contribution / active EE | $1,358 | $4,890-72.2% | $4,624-70.6% | $4,379-69.0% |
| Participant deferral / active EE | $3,879 | $8,341-53.5% | $8,004-51.5% | $6,730-42.4% |
| Admin fee / account holder | $5,133 | $15,759-67.4% | $14,398-64.3% | $14,365-64.3% |