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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,482 | $160,070-72.2% | $147,117-69.8% | $145,897-69.5% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.1pp |
| Annual return | 12.91% | 98.69%-85.8pp | 420.54%-407.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,734 | $5,285-67.2% | $4,932-64.9% | $4,663-62.8% |
| Participant deferral / active EE | $5,477 | $8,419-34.9% | $8,065-32.1% | $6,689-18.1% |
| Admin fee / account holder | $373 | $15,035-97.5% | $12,993-97.1% | $13,390-97.2% |