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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,104 | $154,228-62.3% | $145,433-60.0% | $137,256-57.7% |
| Participation rate | 95.7% | 83.8%+11.9pp | 82.1%+13.5pp | 80.0%+15.7pp |
| Annual return | 16.71% | 74.59%-57.9pp | 66.58%-49.9pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,358 | $4,804-71.7% | $4,554-70.2% | $4,156-67.3% |
| Participant deferral / active EE | $3,879 | $8,216-52.8% | $7,897-50.9% | $6,407-39.5% |
| Admin fee / account holder | $5,133 | $14,344-64.2% | $13,129-60.9% | $12,270-58.2% |