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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,677 | $106,247+74.8% | $96,515+92.4% | $139,466+33.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 21.49% | 38.47%-17.0pp | 35.73%-14.2pp | 373.66%-352.2pp |
| Employer contribution / active EE | $4,737 | $4,106+15.4% | $3,740+26.7% | $4,754-0.3% |
| Participant deferral / active EE | $14,067 | $5,456+157.8% | $4,880+188.3% | $6,712+109.6% |
| Admin fee / account holder | $2,246 | $7,885-71.5% | $6,735-66.7% | $11,409-80.3% |