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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,270 | $102,422+36.0% | $147,117-5.3% | $80,959+72.0% |
| Participation rate | 42.9% | 75.9%-33.0pp | 82.2%-39.3pp | 67.7%-24.8pp |
| Annual return | 14.78% | 135.16%-120.4pp | 420.54%-405.8pp | 35.67%-20.9pp |
| Employer contribution / active EE | $1,020 | $3,717-72.6% | $4,932-79.3% | $2,757-63.0% |
| Participant deferral / active EE | $2,987 | $6,652-55.1% | $8,065-63.0% | $4,300-30.6% |
| Admin fee / account holder | $6,156 | $7,953-22.6% | $12,993-52.6% | $6,925-11.1% |