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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,540 | $167,522+85.4% | $151,639+104.8% | $134,532+130.8% |
| Participation rate | 75.0% | 88.4%-13.4pp | 87.5%-12.5pp | 81.2%-6.2pp |
| Annual return | -6.54% | 7.81%-14.4pp | 3.34%-9.9pp | 418.27%-424.8pp |
| Employer contribution / active EE | $4,655 | $6,828-31.8% | $6,165-24.5% | $4,741-1.8% |
| Participant deferral / active EE | $9,374 | $8,986+4.3% | $8,363+12.1% | $6,401+46.4% |
| Admin fee / account holder | $169,205 | $13,780+1127.9% | $11,613+1357.0% | $11,429+1380.5% |