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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,733 | $209,336+98.1% | $197,124+110.4% | $137,256+202.2% |
| Participation rate | 61.5% | 87.3%-25.8pp | 86.7%-25.2pp | 80.0%-18.4pp |
| Annual return | 9.69% | 48.09%-38.4pp | 44.34%-34.7pp | 220.34%-210.7pp |
| Employer contribution / active EE | $3,096 | $6,591-53.0% | $6,227-50.3% | $4,156-25.5% |
| Participant deferral / active EE | $7,037 | $9,614-26.8% | $9,135-23.0% | $6,407+9.8% |
| Admin fee / account holder | $205 | $17,308-98.8% | $16,298-98.7% | $12,270-98.3% |