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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,401 | $95,917-78.7% | $79,583-74.4% | $134,545-84.8% |
| Participation rate | 46.2% | 75.0%-28.9pp | 69.5%-23.3pp | 81.2%-35.1pp |
| Annual return | -16.75% | -2.70%-14.0pp | 0.16%-16.9pp | 418.37%-435.1pp |
| Employer contribution / active EE | $1,869 | $3,129-40.3% | $2,414-22.6% | $4,742-60.6% |
| Participant deferral / active EE | $3,154 | $4,694-32.8% | $3,986-20.9% | $6,401-50.7% |
| Admin fee / account holder | $1,595 | $9,132-82.5% | $6,835-76.7% | $11,431-86.0% |