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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,092 | $97,732-48.7% | $83,831-40.2% | $135,380-63.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.35% | 1287.56%-1295.9pp | 850.99%-859.3pp | 519.81%-528.2pp |
| Employer contribution / active EE | $2,231 | $4,222-47.2% | $3,631-38.6% | $4,779-53.3% |
| Participant deferral / active EE | $5,372 | $4,683+14.7% | $4,082+31.6% | $5,609-4.2% |
| Admin fee / account holder | $1,726 | $6,675-74.1% | $5,479-68.5% | $10,828-84.1% |