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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,162 | $160,028+55.1% | $147,080+68.7% | $145,884+70.1% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 13.04% | 98.60%-85.6pp | 420.17%-407.1pp | 551.85%-538.8pp |
| Employer contribution / active EE | $4,443 | $5,286-15.9% | $4,933-9.9% | $4,662-4.7% |
| Participant deferral / active EE | $10,841 | $8,422+28.7% | $8,066+34.4% | $6,690+62.1% |
| Admin fee / account holder | $7,953 | $15,030-47.1% | $12,989-38.8% | $13,392-40.6% |