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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,162 | $159,934+55.2% | $147,005+68.8% | $145,959+70.0% |
| Participation rate | 76.5% | 84.0%-7.5pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 13.04% | 98.24%-85.2pp | 418.76%-405.7pp | 561.95%-548.9pp |
| Employer contribution / active EE | $4,443 | $5,287-16.0% | $4,934-9.9% | $4,661-4.7% |
| Participant deferral / active EE | $10,841 | $8,427+28.6% | $8,070+34.3% | $6,689+62.1% |
| Admin fee / account holder | $7,953 | $15,053-47.2% | $13,006-38.8% | $13,398-40.6% |