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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,987 | $138,076-10.2% | $123,553+0.4% | $135,380-8.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.98% | 153.70%-159.7pp | 119.21%-125.2pp | 519.81%-525.8pp |
| Employer contribution / active EE | $9,794 | $5,152+90.1% | $4,628+111.6% | $4,779+104.9% |
| Participant deferral / active EE | $16,783 | $6,800+146.8% | $6,426+161.2% | $5,609+199.2% |
| Admin fee / account holder | $382 | $10,917-96.5% | $9,284-95.9% | $10,828-96.5% |