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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,148 | $107,368-92.4% | $92,915-91.2% | $152,909-94.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 7.61% | 145.64%-138.0pp | 109.45%-101.8pp | 345.46%-337.9pp |
| Employer contribution / active EE | $2,671 | $4,222-36.7% | $3,653-26.9% | $4,764-43.9% |
| Participant deferral / active EE | $2,088 | $4,848-56.9% | $4,238-50.7% | $5,851-64.3% |
| Admin fee / account holder | $6,489 | $7,082-8.4% | $5,796+12.0% | $11,601-44.1% |