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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,404 | $105,866-35.4% | $90,766-24.6% | $134,545-49.2% |
| Participation rate | 66.7% | 78.3%-11.6pp | 75.7%-9.0pp | 81.2%-14.6pp |
| Annual return | 5.67% | -10.99%+16.7pp | -12.16%+17.8pp | 418.37%-412.7pp |
| Employer contribution / active EE | $1,829 | $3,464-47.2% | $2,922-37.4% | $4,742-61.4% |
| Participant deferral / active EE | $4,528 | $5,217-13.2% | $4,565-0.8% | $6,401-29.3% |
| Admin fee / account holder | $31,475 | $13,938+125.8% | $8,446+272.7% | $11,431+175.4% |