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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,594 | $136,860-47.0% | $120,344-39.7% | $154,746-53.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 13.01% | 21.38%-8.4pp | 20.30%-7.3pp | 172.34%-159.3pp |
| Employer contribution / active EE | $14,078 | $3,533+298.5% | $3,020+366.1% | $4,379+221.5% |
| Participant deferral / active EE | $16,824 | $5,793+190.4% | $5,135+227.6% | $6,730+150.0% |
| Admin fee / account holder | $4,833 | $15,393-68.6% | $12,742-62.1% | $14,365-66.4% |