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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,713 | $82,674-1.2% | $125,381-34.8% | $68,486+19.3% |
| Participation rate | 88.5% | 75.1%+13.4pp | 82.4%+6.1pp | 67.9%+20.6pp |
| Annual return | -21.36% | -5.97%-15.4pp | 572.31%-593.7pp | -7.85%-13.5pp |
| Employer contribution / active EE | $7,599 | $3,382+124.7% | $4,815+57.8% | $2,597+192.7% |
| Participant deferral / active EE | $11,578 | $6,111+89.5% | $7,448+55.5% | $4,028+187.5% |
| Admin fee / account holder | $684 | $6,277-89.1% | $10,007-93.2% | $5,404-87.3% |