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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,113 | $106,749+31.3% | $145,433-3.7% | $82,448+69.9% |
| Participation rate | 82.9% | 75.6%+7.2pp | 82.1%+0.7pp | 68.1%+14.8pp |
| Annual return | 15.43% | 27.59%-12.2pp | 66.58%-51.1pp | 41.64%-26.2pp |
| Employer contribution / active EE | $6,739 | $3,444+95.7% | $4,554+48.0% | $2,551+164.2% |
| Participant deferral / active EE | $10,747 | $6,519+64.9% | $7,897+36.1% | $4,139+159.6% |
| Admin fee / account holder | $3,455 | $8,390-58.8% | $13,129-73.7% | $7,234-52.2% |