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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,682 | $58,828-41.0% | $78,002-55.5% | $62,881-44.8% |
| Participation rate | 76.0% | 71.1%+4.9pp | 75.5%+0.5pp | 69.3%+6.7pp |
| Annual return | 13.72% | 17.16%-3.4pp | 425.99%-412.3pp | 20.14%-6.4pp |
| Employer contribution / active EE | $2,428 | $1,672+45.2% | $2,470-1.7% | $2,281+6.5% |
| Participant deferral / active EE | $5,229 | $2,686+94.7% | $3,497+49.5% | $3,203+63.2% |
| Admin fee / account holder | $2,643 | $4,393-39.8% | $5,481-51.8% | $4,296-38.5% |