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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,861 | $117,829-78.1% | $102,423-74.8% | $145,877-82.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 26.21% | 31.83%-5.6pp | 29.42%-3.2pp | 551.28%-525.1pp |
| Employer contribution / active EE | $3,566 | $3,615-1.3% | $3,023+18.0% | $4,663-23.5% |
| Participant deferral / active EE | $5,150 | $5,732-10.2% | $5,054+1.9% | $6,691-23.0% |
| Admin fee / account holder | $836 | $13,335-93.7% | $9,455-91.2% | $13,402-93.8% |