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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,000 | $202,342-29.8% | $172,753-17.8% | $152,909-7.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.22% | 1029.88%-1006.7pp | 803.00%-779.8pp | 345.46%-322.2pp |
| Employer contribution / active EE | $6,860 | $5,857+17.1% | $5,144+33.4% | $4,764+44.0% |
| Participant deferral / active EE | $7,070 | $5,948+18.9% | $5,198+36.0% | $5,851+20.8% |
| Admin fee / account holder | $3,585 | $17,112-79.1% | $13,956-74.3% | $11,601-69.1% |