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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,645 | $75,832-2.9% | $147,617-50.1% | $59,633+23.5% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -1.84% | 0.37%-2.2pp | 61.98%-63.8pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $6,022 | $3,485+72.8% | $5,564+8.2% | $2,203+173.4% |
| Participant deferral / active EE | $3,789 | $3,131+21.0% | $4,895-22.6% | $3,192+18.7% |
| Admin fee / account holder | $1,943 | $5,986-67.5% | $11,612-83.3% | $4,297-54.8% |