Retirement plan

RED RIVER COMPUTER CO., INC. 401(K) RETIREMENT PLAN

Name: RED RIVER COMPUTER CO., INC. - RED RIVER COMPUTER CO., INC. 401(K) RETIREMENT PLAN (2016) Form 5500
Creator: RED RIVER COMPUTER CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RED RIVER COMPUTER CO., INC. 401(K) RETIREMENT PLAN, RED RIVER COMPUTER CO., INC.

RED RIVER COMPUTER CO., INC.EIN 02-0483341Plan #001PY 2016

21 WATER STREET SUITE 500 - CLAREMONT, NH 03743603-448-8880

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed April 9, 2018

Plan administrator

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21 Water Street Suite 500

Claremont State: NH Zip Code: 03743

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Plans declared (1)

Red River Deferred Compensation Plan32 emp

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Total assets (EOY)

$9.9M

+33.4% from 2015

Total participants

284

+31.5% from 2015

Average account balance

$34,971

+1.3% from 2015

Annual return

11.01%

+3.27 pp from 2015

Benchmarks

See 2,366 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,366 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$101.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$106K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

954

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$11.52M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$251

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
COMMONWEALTH FINANCIAL NETWORK1 year Service code 27 29 SAWYER RD · WALTHAM, MA 024533483	Advisory (Plan)	$16,037
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037	Directed Trustee	$7,389

Plan features & details

Pension benefit codes2E2F2G2J2S2T3B3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$23K

$109 / participant

Contract admin$23K100.0%

% of EOY assets

0.237%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: TYLER, SIMMS & ST. SAUVEUR, P.C
Auditor EIN: 020476956
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$34,971

$63,924-45.3%

$108,582-67.8%

$55,167-36.6%

Participation rate

99.5%

74.3%+25.2pp

79.6%+20.0pp

69.0%+30.5pp

Annual return

11.01%

15.31%-4.3pp

-51.70%+62.7pp

169.23%-158.2pp

Employer contribution / active EE

$3,333

$1,879+77.4%

$3,758-11.3%

$1,963+69.8%

Participant deferral / active EE

$5,185

$3,067+69.1%

$4,311+20.3%

$3,054+69.8%

Admin fee / account holder

$83

$618-86.6%

$7,645-98.9%

$504-83.6%

Provider

Service type

Compensation

COMMONWEALTH FINANCIAL NETWORK1 year

Service code 27

29 SAWYER RD · WALTHAM, MA 024533483

Advisory (Plan)

$16,037

AMERICAN FUNDS2+ years

Filed as: CAPITAL RESEARCH & MANAGEMENT CO.

Service code 25 · EIN 95-1411037

Directed Trustee

$7,389

RED RIVER COMPUTER CO., INC. 401(K) RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RED RIVER COMPUTER CO., INC. 401(K) RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion