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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,212 | $95,453-73.6% | $112,040-77.5% | $82,448-69.4% |
| Participation rate | 96.6% | 72.8%+23.8pp | 76.5%+20.1pp | 68.1%+28.5pp |
| Annual return | 14.77% | 23.92%-9.1pp | 24.52%-9.7pp | 41.64%-26.9pp |
| Employer contribution / active EE | $1,362 | $2,318-41.2% | $2,954-53.9% | $2,551-46.6% |
| Participant deferral / active EE | $3,021 | $4,224-28.5% | $5,098-40.7% | $4,139-27.0% |
| Admin fee / account holder | $5,212 | $9,013-42.2% | $12,098-56.9% | $7,234-28.0% |