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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,212 | $97,550-74.2% | $120,344-79.1% | $87,485-71.2% |
| Participation rate | 96.6% | 72.8%+23.7pp | 76.7%+19.8pp | 68.9%+27.6pp |
| Annual return | 14.77% | 18.41%-3.6pp | 20.30%-5.5pp | 26.06%-11.3pp |
| Employer contribution / active EE | $1,362 | $2,291-40.5% | $3,020-54.9% | $2,596-47.5% |
| Participant deferral / active EE | $3,021 | $4,230-28.6% | $5,135-41.2% | $4,274-29.3% |
| Admin fee / account holder | $5,212 | $9,543-45.4% | $12,742-59.1% | $7,775-33.0% |