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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,212 | $104,098-75.8% | $140,514-82.1% | $94,015-73.2% |
| Participation rate | 96.6% | 73.7%+22.8pp | 77.8%+18.8pp | 70.8%+25.7pp |
| Annual return | 14.77% | 15.14%-0.4pp | 14.36%+0.4pp | 17.84%-3.1pp |
| Employer contribution / active EE | $1,362 | $2,388-43.0% | $3,378-59.7% | $2,790-51.2% |
| Participant deferral / active EE | $3,021 | $4,033-25.1% | $4,919-38.6% | $4,249-28.9% |
| Admin fee / account holder | $5,212 | $10,439-50.1% | $13,697-61.9% | $8,951-41.8% |