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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,911 | $117,846-87.3% | $102,434-85.4% | $145,884-89.8% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 8.30% | 31.90%-23.6pp | 29.46%-21.2pp | 551.85%-543.5pp |
| Employer contribution / active EE | $3,468 | $3,615-4.1% | $3,023+14.7% | $4,662-25.6% |
| Participant deferral / active EE | $2,051 | $5,733-64.2% | $5,055-59.4% | $6,690-69.3% |
| Admin fee / account holder | $9,034 | $13,356-32.4% | $9,462-4.5% | $13,392-32.5% |