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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,611 | $78,423-18.9% | $95,964-33.7% | $79,856-20.3% |
| Participation rate | 92.9% | 73.5%+19.4pp | 77.1%+15.8pp | 69.6%+23.2pp |
| Annual return | 8.55% | 19.37%-10.8pp | 91.64%-83.1pp | 31.71%-23.2pp |
| Employer contribution / active EE | $1,821 | $1,945-6.4% | $2,541-28.4% | $2,471-26.3% |
| Participant deferral / active EE | $2,387 | $3,440-30.6% | $4,167-42.7% | $3,741-36.2% |
| Admin fee / account holder | $11,393 | $5,622+102.7% | $6,797+67.6% | $5,306+114.7% |