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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,671 | $136,860-26.4% | $120,344-16.3% | $154,746-34.9% |
| Participation rate | 87.0% | 79.9%+7.1pp | 76.7%+10.2pp | 80.7%+6.3pp |
| Annual return | 13.40% | 21.38%-8.0pp | 20.30%-6.9pp | 172.34%-158.9pp |
| Employer contribution / active EE | $2,493 | $3,533-29.4% | $3,020-17.4% | $4,379-43.1% |
| Participant deferral / active EE | $3,725 | $5,793-35.7% | $5,135-27.5% | $6,730-44.7% |
| Admin fee / account holder | $1,165 | $15,393-92.4% | $12,742-90.9% | $14,365-91.9% |