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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,671 | $167,415-39.9% | $140,514-28.4% | $198,609-49.3% |
| Participation rate | 87.0% | 80.9%+6.1pp | 77.8%+9.2pp | 82.4%+4.6pp |
| Annual return | 13.40% | 13.85%-0.4pp | 14.36%-1.0pp | 202.70%-189.3pp |
| Employer contribution / active EE | $2,493 | $4,088-39.0% | $3,378-26.2% | $5,055-50.7% |
| Participant deferral / active EE | $3,725 | $5,579-33.2% | $4,919-24.3% | $6,977-46.6% |
| Admin fee / account holder | $1,165 | $16,730-93.0% | $13,697-91.5% | $19,030-93.9% |