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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,690 | $110,410+46.4% | $102,437+57.8% | $145,897+10.8% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 12.04% | 24.85%-12.8pp | 24.95%-12.9pp | 552.29%-540.3pp |
| Employer contribution / active EE | $2,453 | $4,217-41.8% | $3,871-36.6% | $4,663-47.4% |
| Participant deferral / active EE | $3,695 | $5,622-34.3% | $5,060-27.0% | $6,689-44.8% |
| Admin fee / account holder | $1,129 | $9,745-88.4% | $8,388-86.5% | $13,390-91.6% |