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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,105 | $67,602-54.0% | $82,312-62.2% | $70,126-55.6% |
| Participation rate | 67.5% | 72.8%-5.3pp | 76.9%-9.4pp | 69.5%-2.1pp |
| Annual return | 27.31% | 21.57%+5.7pp | 25.88%+1.4pp | 73.15%-45.8pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,586 | $2,987-46.9% | $3,706-57.2% | $3,332-52.4% |
| Admin fee / account holder | $564 | $4,512-87.5% | $5,608-89.9% | $4,645-87.9% |