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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,824 | $217,432+33.3% | $185,849+55.9% | $167,536+73.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 20.42% | 148.42%-128.0pp | 122.10%-101.7pp | 478.82%-458.4pp |
| Employer contribution / active EE | $21,756 | $5,875+270.3% | $5,169+320.9% | $4,839+349.6% |
| Participant deferral / active EE | $16,038 | $6,357+152.3% | $5,569+188.0% | $6,342+152.9% |
| Admin fee / account holder | $18,985 | $19,818-4.2% | $16,244+16.9% | $12,315+54.2% |