Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,847 | $55,713-30.3% | $75,901-48.8% | $72,975-46.8% |
| Participation rate | 46.8% | 61.1%-14.4pp | 69.3%-22.5pp | 69.5%-22.7pp |
| Annual return | 27.77% | 27.60%+0.2pp | 30.76%-3.0pp | 81.01%-53.2pp |
| Employer contribution / active EE | $1,222 | $1,687-27.6% | $2,501-51.1% | $2,440-49.9% |
| Participant deferral / active EE | $2,515 | $2,634-4.5% | $3,603-30.2% | $3,608-30.3% |
| Admin fee / account holder | $2,526 | $3,980-36.5% | $5,420-53.4% | $5,124-50.7% |