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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,549 | $138,114-47.5% | $125,391-42.1% | $134,545-46.1% |
| Participation rate | 40.0% | 84.5%-44.5pp | 82.4%-42.4pp | 81.2%-41.2pp |
| Annual return | -16.29% | 750.88%-767.2pp | 572.41%-588.7pp | 418.37%-434.7pp |
| Employer contribution / active EE | $1,002 | $5,246-80.9% | $4,816-79.2% | $4,742-78.9% |
| Participant deferral / active EE | $2,638 | $7,801-66.2% | $7,448-64.6% | $6,401-58.8% |
| Admin fee / account holder | $3,880 | $11,570-66.5% | $10,009-61.2% | $11,431-66.1% |