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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,080 | $169,361-78.1% | $129,397-71.3% | $145,877-74.6% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | 17.30% | 14395.54%-14378.2pp | 9453.98%-9436.7pp | 551.28%-534.0pp |
| Employer contribution / active EE | $6,108 | $5,542+10.2% | $4,154+47.0% | $4,663+31.0% |
| Participant deferral / active EE | $3,770 | $4,987-24.4% | $4,167-9.5% | $6,691-43.7% |
| Admin fee / account holder | $763 | $9,903-92.3% | $7,679-90.1% | $13,402-94.3% |