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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,607 | $185,883-66.9% | $170,043-63.8% | $139,466-55.8% |
| Participation rate | 87.5% | 87.8%-0.3pp | 87.0%+0.5pp | 80.3%+7.2pp |
| Annual return | 64.17% | 60.54%+3.6pp | 53.40%+10.8pp | 373.66%-309.5pp |
| Employer contribution / active EE | $2,517 | $7,596-66.9% | $6,790-62.9% | $4,754-47.1% |
| Participant deferral / active EE | $12,273 | $11,626+5.6% | $10,410+17.9% | $6,712+82.8% |
| Admin fee / account holder | $3,631 | $15,393-76.4% | $12,824-71.7% | $11,409-68.2% |