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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,577 | $202,440-23.1% | $169,390-8.2% | $139,466+11.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 20.59% | 532.36%-511.8pp | 406.07%-385.5pp | 373.66%-353.1pp |
| Employer contribution / active EE | $3,985 | $4,693-15.1% | $4,013-0.7% | $4,754-16.2% |
| Participant deferral / active EE | $26,567 | $6,940+282.8% | $6,222+327.0% | $6,712+295.8% |
| Admin fee / account holder | $556 | $10,722-94.8% | $9,015-93.8% | $11,409-95.1% |