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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,075 | $93,345+86.5% | $119,126+46.1% | $87,485+99.0% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 16.42% | 19.08%-2.7pp | 282.11%-265.7pp | 26.06%-9.6pp |
| Employer contribution / active EE | $22,128 | $3,172+597.7% | $4,034+448.6% | $2,596+752.3% |
| Participant deferral / active EE | $12,134 | $4,099+196.1% | $5,318+128.2% | $4,274+183.9% |
| Admin fee / account holder | $12,164 | $8,039+51.3% | $10,693+13.8% | $7,775+56.5% |