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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,075 | $105,284+65.3% | $150,734+15.5% | $94,015+85.2% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 16.42% | 15.67%+0.7pp | 600.81%-584.4pp | 17.84%-1.4pp |
| Employer contribution / active EE | $22,128 | $3,599+514.9% | $4,918+349.9% | $2,790+693.1% |
| Participant deferral / active EE | $12,134 | $4,274+183.9% | $5,610+116.3% | $4,249+185.6% |
| Admin fee / account holder | $12,164 | $9,839+23.6% | $14,905-18.4% | $8,951+35.9% |