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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,061 | $57,352+3.0% | $83,831-29.5% | $64,173-8.0% |
| Participation rate | 53.0% | 68.6%-15.6pp | 76.1%-23.1pp | 69.6%-16.5pp |
| Annual return | -5.77% | 11.38%-17.2pp | 850.99%-856.8pp | 7.63%-13.4pp |
| Employer contribution / active EE | $1,241 | $2,546-51.2% | $3,631-65.8% | $2,381-47.9% |
| Participant deferral / active EE | $2,211 | $2,993-26.1% | $4,082-45.8% | $3,470-36.3% |
| Admin fee / account holder | $260 | $4,046-93.6% | $5,479-95.3% | $4,887-94.7% |