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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,067 | $106,008-5.6% | $92,240+8.5% | $147,586-32.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 5.74% | 50.05%-44.3pp | 176.29%-170.5pp | 578.59%-572.8pp |
| Employer contribution / active EE | $7,645 | $4,333+76.4% | $3,680+107.8% | $4,876+56.8% |
| Participant deferral / active EE | $5,334 | $4,478+19.1% | $3,897+36.9% | $5,439-1.9% |
| Admin fee / account holder | $8,374 | $6,333+32.2% | $5,194+61.2% | $10,886-23.1% |