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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,456 | $76,834+21.6% | $108,359-13.8% | $87,485+6.8% |
| Participation rate | 93.3% | 61.7%+31.5pp | 70.1%+23.1pp | 68.9%+24.3pp |
| Annual return | 11.39% | 19.09%-7.7pp | 36.89%-25.5pp | 26.06%-14.7pp |
| Employer contribution / active EE | $3,657 | $1,556+135.0% | $2,399+52.4% | $2,596+40.9% |
| Participant deferral / active EE | $4,730 | $3,100+52.6% | $4,137+14.3% | $4,274+10.7% |
| Admin fee / account holder | $5,064 | $6,537-22.5% | $9,741-48.0% | $7,775-34.9% |