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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,456 | $73,787+26.7% | $98,716-5.3% | $82,448+13.4% |
| Participation rate | 93.3% | 61.4%+31.9pp | 69.3%+24.0pp | 68.1%+25.2pp |
| Annual return | 11.39% | 18.57%-7.2pp | 31.81%-20.4pp | 41.64%-30.2pp |
| Employer contribution / active EE | $3,657 | $1,511+142.0% | $2,279+60.5% | $2,551+43.4% |
| Participant deferral / active EE | $4,730 | $3,081+53.5% | $4,048+16.9% | $4,139+14.3% |
| Admin fee / account holder | $5,064 | $6,500-22.1% | $8,703-41.8% | $7,234-30.0% |