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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,572 | $116,203-7.4% | $93,621+14.9% | $152,909-29.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 27.14% | 35.96%-8.8pp | 32.76%-5.6pp | 345.46%-318.3pp |
| Employer contribution / active EE | $13,701 | $3,219+325.6% | $2,719+404.0% | $4,764+187.6% |
| Participant deferral / active EE | $7,707 | $4,605+67.4% | $4,070+89.4% | $5,851+31.7% |
| Admin fee / account holder | $458 | $10,751-95.7% | $7,890-94.2% | $11,601-96.0% |